Women own less, save less, carry more debt, and are less financially literate than men. That changes now.
ask an expert
Get answers straight from the career and finance pros.

At the end of this month, the American Rescue Plan is set to expire. As a result, one in three child care programs around the country could close its doors, and about 3.2 million children could be affected. Some parents may have to make the tough call to either find new child care or leave their jobs to take care of their children full-time.
What child care accommodations can I ask for from my employer, and what can I say to my manager to get that support?
This may vary based on your workplace culture, work hours, and relationship with your manager. But I would suggest letting your manager and/or HR know if you have challenges with navigating child care, and come ready with solutions or options to navigate your challenges. Some of the accommodations that most corporate workplaces should be able to provide would be hybrid/remote work or flexibility around hours. You can also inquire about child care assistance, backup care programs, child care FSAs, etc.
I would say something like, "Unfortunately, I've had some changes to my child care availability. I want to ensure that this doesn't impact my work, and wanted to discuss potential accommodations to help me manage my responsibilities as a parent with my responsibilities at work. I have some ideas and am committed to finding a mutually beneficial solution."
You could then propose some ideas, for example:
"Our daycare closed and I was only able to find a program for Monday, Wednesday, and Friday. I should be able to get a solid work day in with my kids at home given their nap schedules so I'd like to work from home on Tuesday and Thursday. I can also put in longer days while they are in daycare."
This interview has been edited and condensed for clarity. You can read an extended version here.
money win
An inside look at how women are building wealth.
“I’m a first-generation, immigrant woman of color, so my motto was: Hustle in my 20s so I can thrive in my 30s. I turned 30 a couple of months ago, and I am proud to say that I’ve earned both an undergraduate and a master's degree. Plus, I’ve earned multiple early promotions at an economic consulting firm with my master’s in public health.”
— Aparna G (CA). Thrivin’ and we’re here for it.
Scored a raise, saved up for a big purchase, or reached another money goal? Tell us about it here. Quotes are edited and condensed for clarity.
for the group chat
The money stories everyone’s talking about.
According to a recent survey, 41% of workers don't negotiate their salary…
But you should. Especially if you want to close the gender and racial pay gaps.
A government shutdown is looming…
Here’s how it could impact your $$$.
One way to build better routines for work and for life?
Adopting a “daily-ish” habit.
First, there was girl math…
Now there's boy math.
investment piece
The items celebs and influencers think are worth the big bucks.

Bobby Berk, a design expert, Emmy-nominated cohost of “Queer Eye,” and author of the recently published book “Right at Home,” knows that a good night’s sleep can keep everything else in your life running more smoothly. So, making sure his bed is as comfy as possible is a must. If you think the best sleep you can get is worth the extra $$$, too, take a peek at the mattress he recently splurged on.
Tell us about a purchase you made that felt like an investment.
My husband and I had been looking for a new mattress for a few months, trying to find the perfect combination of supportive, soft, and cooling. I came across the Tuft & Needle Mint Hybrid Mattress and decided to give it a shot since it also came with a 100-night sleep trial. After the first night, we were both super impressed and agreed it was one of the best nights of sleep we had ever had! And after a few months, I'm still impressed with the level of support and comfort.
How much did you spend?
The king-size mattress was $2,595.
Why do you consider it a good investment?
Considering the amount of time you spend sleeping (almost 3,000 hours a year), I was more than willing to spend a bit more to get a mattress that would really benefit my husband and me for years to come. I always say that sleep is the most important part of self-care as it affects your physical health, emotional well-being, and your mood. So this was really an investment in my life, and what's more important and worthy than that?
Answers are edited and condensed for clarity.
Forward this to a friend. Click here.
Subscribe to Skimm Money
Your source for the biggest financial headlines and trends, and how they affect your wallet.